3 Home Improvement Upgrades To Lower Homeowners Insurance Premiums

Natural disasters happen all too often. As you plan for repairs or renovations, it's important that you take pause and give serious consideration to exactly what materials you are choosing. Did you know that some building materials can actually save you on the cost of your homeowners insurance? Here, you will learn a little about the options that could save you some cash on your homeowners insurance premiums this year.

Hurricane Windows

If you are located in an area that is prone to high winds and/or hurricanes, upgrading your windows to hurricane windows can lower your insurance premiums. These windows are specially designed to withstand the high winds and impact of flying debris. So, if you live in hurricane zones, tornadoes or heavy storms, talk with your local window expert about upgrading to these windows.

Roofing Options

Wind, hail and flying debris can cause a lot of damage to your roof in very little time. Installing wind and impact resistant roofing is one way to lower your premiums and decrease the damage that your home sustains during storm season.

As you select the roofing for your home, look for Class H roofing materials. Class H shingles have been developed to withstand wind speeds of up to 150 miles per hour.

Another type of roofing material that could reduce your insurance premiums is non-combustible roofing. If your home is positioned in an area that is surrounded by thick woods or grasslands, upgrading the roofing would be a great option to consider. Class, A, B, C roofing is all designed to decrease combustion chances with Class A offering the greatest protection.

Choose Bricks, Not Sticks

If you are just getting ready to build, or are looking to refinish the sides of your home, consider upgrading to bricks. Brick homes are built much better than those made of wood and sided with vinyl. The bricks will withstand heavy winds, water and fire much better than the alternative. Sure, the brick will cost more initially, but the entire home will hold up much better for many more years.

It's not easy picking up, making repairs and getting things back to normal following a natural disaster. Making these upgrades to your home will not only make the aftermath more bearable, but they will save you on the cost of your premiums throughout the years. Talk with your local professionals to learn more about making home improvement upgrades that could actually pay for themselves over the next many years. For more information, contact companies like A Christian Glass & Mirror.